Companies, generally, whether start ups or blue chips, may at some point in time, during or before the existence of the business, need to seek some form of funding.
Generally, whether interest rates are increased or lowered, banks will always have ways of using them to their advantage.
The relationship between interest rates and inflation is inversely related, meaning that when one goes up the other goes down, and vice versa.
From the lender’s side, interest rate is the percentage compensation received from offering a loan service. From the borrower’s side, interest rate is the percentage cost paid to acquire a loan service.
Trade goes way back, even before the discovery of fiat money people used to exchange goods for goods, a form of trade famously known as barter trade, this was for a long time a means that seemed to work for the better part of the whole community.